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Investments

It is a common belief that investing in mutual funds is safer than individual stocks and bonds. However last year, 66% of domestic equity managers underperformed relative to the Standard & Poor's 1500 index, according to the S&P Dow Jones Indices SPIVA Scorecard. Our approach is to focus on companies rather than fund managers - we study their revenue growth, management style, dividend-paying history, earnings, moat, and competitive advantage, then pick out the most appropriate ones. We follow a sound, systematic, and disciplined investment strategy without taking unnecessary risks. Each portfolio is custom-designed based on the clients’ risk number and stated objectives, then actively managed with a focus on results.
Our portfolio construction method seeks to select high performance, low risk investments that are uniquely positioned for consistent growth. Our management fee is potentially tax deductible (non-retirement accounts only).


Investment Options

Our independence allows us complete freedom to select investment options solely based on the needs of our clients. We are not limited to a select few options commonly offered by some retail broker-dealers and guide our clients through even the most complex estate and financial plans. Depending on your needs, your plan may include recommendations on:

  • Structured products
  • Equities
  • Fixed Income Investments
  • Mutual Funds
  • Exchange-Traded Funds
  • Alternative Investments
  • Fixed and Variable Annuities
  • Insurance

Are Your Accounts Insured?
The LPL Financial SIPC Membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claimed for cash. An explanatory brochure is available at www.sipc.org. Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000 subject to conditions and limitations. The account protection applies when an SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. Please contact us with any questions.

How We Are Compensated

At Andreasen Financial, we believe in partnering with our clients as we work together to pursue financial goals. Our asset management fee is based on the amount you entrust us to manage and is calculated on a graduated scale (in some circumstances, fees may be adjusted). Nominal transaction charges and internal expenses charged by certain investment products may apply.

  • Below $150,000 - per agreement
  • Up to $1mm 1.0%
  • $1mm - $3mm 0.85%
  • Over $3mm - per agreement

Occasionally clients prefer an hourly rate or an annual retainer fee – please contact us for details.
In situations when our asset management proposal includes investments that are sold by prospectus, Andreasen Financial does not charge a management fee but is compensated directly by the investment or insurance company via an internal fee of that investment.

We encourage quarterly or semi-annual client meetings to review progress, especially when life situations or objectives change. Successful financial planning requires fluid process for every stage of your life. If you would like to schedule a complementary consultation, please contact us.