Broker Check

Retirement Planning

WHETHER YOU ARE IN THE ACCUMULATION PHASE OR HAVE ALREADY RETIRED, A SOUND STRATEGY IS CRITICAL TO:

  • Meeting your retirement income needs
  • Ensuring that long-term goals and aspirations are funded for travel, healthcare, estate planning, charitable giving, and other goals
  • Maintaining lifestyle choices and priorities

WE CAN HELP YOU DEVELOP A COMPREHENSIVE PLAN TO:

  • Identify and pursue your lifetime income goals
  • Minimize taxes on income—now and during retirement
  • Evaluate the variables in your retirement plan to ensure
  • alignment with your objectives
  • 401(k) and other Workplace Rollovers
  • IRAs (Traditional and Roth) and Conversions
  • IRA Consolidations and Transfers
  • Retirement Income Strategies

ARE YOU PREPARED TO RETIRE?

Making the decision to retire can be stressful and scary. Knowing that you will have enough income in your retirement years will greatly reduce anxiety and help you enjoy the years to come.

DOING THE MATH – HOW MUCH WILL YOU NEED FOR RETIREMENT?

Avoidance is never a good strategy when preparing for retirement. Take the time to figure what you will need.

GIVE YOUR RETIREMENT PLAN A TUNE-UP!

All too often, we create a retirement plan years before it's needed and never revisit it to make sure that long ago assumptions are accurate and we are still on track to our goal.

LOANS NOW, GROANS LATER? YOU COULD REGRET BORROWING FROM YOUR PLAN.

Easy access to loans in most qualified retirement plans can create an unintended hardship when reaching retirement, separating from service, or using the money for college funding.

THE ROTH INDIVIDUAL RETIREMENT ACCOUNT.

A ROTH IRA is an amazing tool in retirement, college financial aid, wealth transfer, and tax planning.

REDIEFINING RETIREMENT IN THE 21ST CENTURY.

Many of my clients "retire" but continue to work, often making more than they did before retirement.

RETIREMENT ACCOUNT DISTRIBUTIONS AFTER 70 1/2.

All retirement funds (except ROTH IRA) are subject to a required minimum distribution (RMD) starting at age 70 1/2.

SHIELDING RETIREMENT ASSETS FROM TAXES.

Passing qualified accounts to non-spousal beneficiaries can create an unexpected tax burden.