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IT MAY BE TIME FOR A FINANCIAL CHECKUP

It’s never a bad time to speak with your financial advisor about changes in your situation.

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OUR MISSION

Whether you are 40, 60, or older, married, divorced, or widowed, how do you define Successful Retirement?  Most of our clients define it as their time to travel, play golf or tennis, learn a new skill, paint, spend time with family, volunteer, build a garden, take up sailing, spoil their grandchildren, but none describe it as having to scrimp so they don’t run out of money!

We help our clients achieve and enjoy a worry-free retirement when the time comes.

An important component of any retirement plan is Social Security. Not understanding how benefits are calculated can result in significant losses. To help our clients make informed decisions, we utilize Maximize My Social Security, a powerful tool that evaluates hundreds of possible scenarios to capture all the benefits they are entitled to. Schedule a Free Consultation.

Andreasen Financial, LLC is a fiduciary, fee-only asset management and financial advisory firm. What that means to you is that your financial success is our first and only consideration.

When it comes to personal finance, only one thing matters - your living standard. We specialize in creating and managing customized financial strategies that help you take the uncertainty out of achieving your financial goals. We work with individual and business investors who appreciate transparent, volatility-resistant, low cost portfolios that meet their specific objectives.

Don’t wait to schedule a consultation if you share any of these concerns:

  • Creating efficient investment portfolios
  • Suffering portfolio losses that interfere with achieving goals
  • Running out of money in retirement
  • Taking full advantage of your Social Security benefits
  • Reducing your taxes
  • Assuring your small business thrives if/when you leave
  • Sending your children to college without breaking the bank or delaying retirement
  • Passing your wealth to the next generation


Our expertise in helping clients achieve their goals is the cornerstone of their success and ours.


Maximize My Social Security



Maximize My Social Security is a comprehensive tool designed by Laurence Kotlikoff, Professor of Economics, Boston University to help you (whether you are married, divorced, widowed, or single) get the highest Social Security benefit. All questions in personal finance boil down to your living standard. Your decision about when and how to take Social Security can affect your living standard throughout your retirement. Here is a quick video on how Maximize My Social Security can help.

Social Security offers retirement, spousal, widow, widower, child, mother/father, and divorcee benefits. It has highly complex benefit formulas, which include wage indexation of past covered earnings, benefit-specific reduction formulas for collecting benefits early, an earnings test, deeming provisions that limit when married and divorced people can take particular benefits, delayed retirement credits, credits for getting hit by the earnings test, indexation of benefits to inflation, a family benefit maximum, a "file and suspend" option permitting you to collect free spousal benefits while you defer your retirement benefit, the option to start your benefits early, suspend them, and restart them later, Windfall Elimination and Government Pension Offset provisions that limit retirement and spousal benefits available to workers with non-covered employment histories, and so on.

Deciding, on your own, which Social Security benefits to take and in which month to take them is incredibly difficult. Most households face millions of options. You can easily lose tens of thousands of dollars making the wrong choices.

If you want to make sure you are getting the highest benefit, please complete the contact form below to schedule a complimentary in-person or virtual meeting.


Maximize My Social Security and Economic Security Planning, Inc. are not affiliated with LPL Financial, Flagship Harbor Advisors, or Andreasen Financial, LLC.

 

 



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